Sha Tin · Estate Brief
City One Shatin · 沙田第一城
Independent buyer-side intelligence: indicative pricing, HKMA mortgage snapshot, and AVD stamp-duty exposure for City One Shatin.
Last updated · 2026-07-11
600 sqft scenario — HKMA mortgage brief
- Indicative price
- HK$10.08M
- AVD stamp duty
- HK$378.0K
- LTV cap (HKMA)
- 70%
- Benchmark rate p.a.
- 4.125%
- Base monthly
- HK$34.2K
- Stress monthly (+2%)
- HK$42.9K
Heuristic only. Confirm with a licensed lender and solicitor. Sources: HKMA SPM MA-2, IRD AVD Scale 2.
Blocks · floor & stigma metrics
2 blocks loggedFrequently asked
- Is City One Shatin still a good value in Sha Tin?
- As of the latest RVD print, City One Shatin's benchmark of HK$16,800/sqft sits within the Sha Tin average band. Always compare against the most recent Land Registry transactions for the specific block, floor and orientation.
- How much stamp duty would I pay on a typical City One Shatin unit?
- A 600 sqft unit at the indicative price (HK$10.08M) attracts HK$378.0K in AVD Scale 2 stamp duty. BSD and SSD were abolished on 28 Feb 2024 — no extra duty applies to non-PR or company buyers for residential.
- What mortgage payment should I expect at the 70% HKMA cap?
- At the current benchmark rate of 4.125% over 30 years, a 70% LTV loan on a HK$10.08M unit gives a base monthly payment of about HK$34.2K (HKMA stress test +2% raises this to HK$42.9K).
- What is the typical building age at City One Shatin?
- Around 40 years. Older stock can affect bank valuation, mortgage tenor (HKMA generally caps at 75 minus building age, max 30 years) and renovation budget — confirm with your lender before bidding.